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Our standard merchant account setup enables you to accept all of the following:
  • Visa® Credit Cards
  • MasterCard® Credit Cards
  • Visa® Branded Debit Cards
  • MasterCard® Branded Debit Cards
  • Discover® Network
The rates and fees for accepting these cards will depend on your business type, monthly volume and how you process your cards.

Additional Card Types
You can also accept the following card types without having to purchase additional equipment.  All of these require separate application, and have separate fees.  Please ask your sales representative for current rates and fees when applying.

  • American Express®
  • Diner's Club® / Carte Blanch®
  • JCB

If you would like to accept the following types, you will need to purchase additional equipment.

  • Debit / ATM cards - A pin pad is required for Debit / ATM Card acceptance.
  • Visa ® PayWay / MasterCard PayPass® - A contactless card reader is required for acceptance of the "tap and go" transactions.  This service is only available to merchants who are using one of the First Data FD series terminals or a POS system that utilizes broadband connections.

Deposits into your account
Typically, deposits for transactions made using Visa®, MasterCard® and Discover® Network cards will appear in your account 24 - 48 business hours after the batch is closed.  Deposits for all other transaction types may take an additional 24 business hours to appear in your account.

Cash Advance
With Merchant Cash Advance, First Data can refer you to an alternative funding provider who helps business owners access a financial solution that can help dramatically advance their business. This referral relationship allows merchants to benefit from First Data’s operational expertise in providing payment processing solutions, as well as from the alternative funding provider’s leading-edge funding capabilities and First Data's Merchant Cash Advance program

Gift & Incentive Card
& Incentive Card Work with a prepaid industry leader trusted by hundreds of the world’s top retail brands, tens of thousands of merchants nationwide and financial institutions across the globe. Leverage our leading-edge product innovation, comprehensive consultative services and industry-leading system reliability to help attract new customers, drive incremental revenue, build your brand and lower your costs.

For more information, please contact our office at (888) 724-3822 or request a quote online!