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Merchant Account


FDIS Merchant Account

First Data Independent Sales is an ideal choice for all those who are looking forward to open merchant accounts for enhancing their business services. What is a merchant account? - A bank account that enables businesses to accept payments through debit and credit cards. With dedicated in house team and advantageous services, we at First Data Independent Sales provide quality merchant services to users. First Data merchant services are best known for its fast merchant account set up and swift payment processing solutions. From US merchant account to credit card processing, we try to make everything quick and easy. Also facilitated online merchant account service makes all the processes even more effective. Leading corporations and merchants beholds First Data merchant account owing to our diverse merchant account benefits and other services such as high risk merchant account set up, credit card acceptance and more services. Now, setting up a merchant account and availing card processing services is simple and easy.

First Data Independent Sales has been a leader in merchant services since 1995 providing merchant accounts at lowest rates. First Data Card Processing is one of the best merchant service providers with high approval rates in US. We also cater to High Risk Merchant Account Services and Credit Card Acceptance Merchant Services. FDIS Virginia can provide you online merchant service option to get you started today.

Benefits of First Data Merchant Accounts

Our standard merchant account setup enables you to accept all of the following:

  • Visa® Credit Cards
  • MasterCard® Credit Cards
  • Visa® Branded Debit Cards
  • MasterCard® Branded Debit Cards
  • Discover® Network

The merchant account rates and merchant service fees for accepting these cards will depend on your business type, monthly volume and how you process your cards.

Additional Card Types

You can also accept the following card types without having to purchase additional equipment.  All of these require separate application, and have separate fees.  Please ask your sales representative for current rates and fees when applying.

  • American Express®
  • Diner's Club® / Carte Blanch®
  • JCB®


If you would like to accept the following types, you will need to purchase additional equipment.

  • Debit / ATM cards - A pin pad is required for Debit / ATM Card acceptance.
  • Visa ® PayWay / MasterCard PayPass® - A contactless card reader is required for acceptance of the "tap and go" transactions.  This service is only available to merchants who are using one of the First Data FD series terminals or a POS system that utilizes broadband connections.


Other Services

Deposits into your account
Typically, deposits for transactions made using Visa®, MasterCard® and Discover® Network cards will appear in your account 24 - 48 business hours after the batch is closed.  Deposits for all other transaction types may take an additional 24 business hours to appear in your account. With First Data merchant account it is done very soon compared to others providers.

Cash Advance
With Merchant Cash Advance, First Data Independent Sales® can refer you to an alternative funding provider who helps business owners access a financial solution that can help dramatically advance their business. This referral relationship allows merchants to benefit from First Data Independent Sales's operational expertise in providing payment processing solutions, as well as from the alternative funding provider’s leading-edge funding capabilities and First Data's® Merchant Cash Advance program

Gift & Incentive Card
& Incentive Card Work with a prepaid industry leader trusted by hundreds of the world’s top retail brands, tens of thousands of merchants nationwide and financial institutions across the globe. Leverage our leading-edge product innovation, comprehensive consultative services and industry-leading system reliability to help attract new customers, drive incremental revenue, build your brand and lower your costs.

For more information, please contact our office at (877) 349-4151 or request a quote online!

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This was my first time to set up a credit card processing account and I was a little hesitant. First Data Independent Sales held my hand every step of the way. Not only did they make it easy, I got the most competitive rates available. What a simple process. K. Dery, Fort Lauderdale, FL